Health Insurance That Actually Works
Don't let medical bills destroy your savings. Get comprehensive health coverage that actually pays when you need it most - starting from just ₦24,000 per year.
Why Choose KowrryHealth?
We‘re revolutionizing health insurance in Nigeria with modern solutions designed for you.
Transparent & Affordable
Plans from ₦24,000/year with zero hidden fees. See exactly what you pay and what you get - no surprises, ever.
Nationwide Network
500+ verified partner hospitals across all 36 states. Get quality care anywhere in Nigeria with instant acceptance.
Digital Healthcare Access
Get your e-HMO ID instantly after registration. Present it at any network hospital for cashless treatment - no physical cards needed.
How It Works
Get your e-HMO ID in 3 simple steps. It takes less than 5 minutes to secure digital health access.
Choose Your Plan
Browse our insurance options and select the coverage that fits your needs and budget.
Make Payment
Complete your secure annual payment to activate your comprehensive health coverage for the entire year.
Get Your e-HMO ID
Receive your unique e-HMO ID instantly after payment. Present it at any network hospital for treatment.
Ready to get started? Join thousands of Nigerians who trust us with their health.
Start your application nowWhat Our Customers Say
Real stories from everyday Nigerians who discovered financial peace through health insurance.
I got the ZenCare Plus plan for my family. When my daughter had an emergency, I just showed my e-HMO ID at the hospital and everything was sorted instantly. No stress, no payment.
FlexiCare Retail has been a lifesaver! My husband's diabetes treatment used to cost us ₦24,000 annually. Now with my e-HMO ID, we just walk into any network hospital and get everything free.
As a business owner, I chose ZenCare Plus for comprehensive coverage. The e-HMO ID system is so convenient - my employees just present it and get treated immediately. Worth every kobo!
Don‘t Wait for an Emergency
Medical bills can cost millions overnight. Protect your family today with comprehensive annual coverage starting from just ₦24,000 per year.